⚡ Limited free eligibility assessments available this month — Check yours before slots fill up
Government-Backed 5% Scheme
Find Out How Much Home Loan You Can Get?
Estimate your eligible home financing in 30 seconds based on your monthly income under the government-backed 5% scheme. Free, instant, no obligation.
✔ Free Eligibility Check
✔ No Obligation
✔ Results in Seconds
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Trusted by 500+ aspiring homeowners across Pakistan
Free Eligibility Check
Check How Much Home Financing You May Qualify For
PKR
✔ Free✔ Instant Results✔ No Obligation✔ 100% Confidential
See Sample Result
What Your Report Looks Like
Enter your income above and get an instant eligibility report just like this — tailored to your salary.
Sample Result
Monthly SalaryPKR 150,000
Estimated Eligible FinancingPKR 57,00,000
Government Scheme✔ Eligible (5% Mark-up)
Homes In Budget2-Bed Apartments from PKR 7M
Estimated Monthly Payment~PKR 60,000/mo
Monthly Installment
PKR 60,000
At 5% government rate
Total Properties Found
24+
Matching your eligibility
Official Scheme Partners
Financing Available Through Pakistan’s Leading Banks
We work directly with all banks approved under the Mera Pakistan Mera Ghar scheme.
HBL
Habib Bank
HBL · Largest network
MCB
MCB Bank
Muslim Commercial Bank
UBL
United Bank
UBL · National coverage
NBP
National Bank
NBP · State-owned
MBL
Meezan Bank
Islamic financing
BAF
Bank Alfalah
Alfalah · Wide reach
ABL
Allied Bank
ABL · 1,000+ branches
AKB
Askari Bank
AKBL · Army affiliated
FBL
Faysal Bank
FBL · Islamic & Conv.
BOP
Bank of Punjab
BOP · Punjab-focused
All listed banks are approved under the Mera Pakistan Mera Ghar (MPMG) scheme — 5% subsidized mark-up guaranteed
How It Works
Three Steps to Your Dream Home
The entire process takes under 60 seconds and costs you absolutely nothing.
01
Enter Your Income
Simply type in your monthly salary. No personal details, no forms — just one number is all we need to get started.
02
See Your Eligibility
In seconds, our system calculates your maximum financing eligibility under the government’s 5% subsidized scheme.
03
Find Your Home
Browse properties that match your budget and get expert application support from our Reptostate consultants.
Why People Use This
Finally Know Exactly Where You Stand
✔
Know what you may qualify for
Stop guessing. Get a real financing estimate based on your actual income.
✔
See homes in your price range
We match your eligibility to live listings — no browsing through unaffordable options.
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Get application support if needed
Our experts guide you through the entire bank application process, free of charge.
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Access the 5% government scheme
Most people don’t know they qualify. We make sure you never miss this opportunity.
5%
Government Mark-up Rate
Available for first-time home buyers across Pakistan under Mera Pakistan Mera Ghar scheme
500+
Consultations
30s
Avg. Check Time
Properties In Your Budget
Homes That Match Common Salary Ranges
After your eligibility check, we show you real properties that fit your financing range.
Salary: 80K+
Apartment · Islamabad
1-Bed Unit, B-17
PKR 38,00,000
600 sq.ft · 1 Bath · Ground Floor Available
Salary: 130K+
Apartment · Lahore
2-Bed Apartment, DHA Phase 6
PKR 65,00,000
950 sq.ft · 2 Baths · 3rd Floor
Salary: 200K+
House · Karachi
3-Bed Townhouse, Bahria Town
PKR 1,10,00,000
1400 sq.ft · 3 Baths · Corner Plot
What Our Clients Say
Real People, Real Results
★★★★★
Reptostate helped me understand my eligibility when I thought homeownership was impossible on my salary. The tool was instant and the team guided me through the entire bank process.
AK
Ahmad Khalid
Lahore · Salary: PKR 180,000
★★★★★
I had no idea I qualified for PKR 72 lakh in financing. The eligibility check took me 30 seconds and now I’m moving into my own home next month. Couldn’t believe it was free!
SM
Sara Mahmood
Islamabad · Salary: PKR 155,000
★★★★★
The government scheme was something I’d heard about but never understood. Reptostate made it crystal clear and even matched me with a property that fit my exact budget. Highly recommend.
FR
Fahad Raza
Karachi · Salary: PKR 220,000
Common Questions
Got Questions? We Have Answers.
What is the government 5% home loan scheme? +
The Mera Pakistan Mera Ghar scheme offers subsidized home financing at just 5% mark-up for first-time buyers with salaries as low as PKR 25,000. The government subsidizes the difference from market rates.
Is the eligibility check really free? +
Yes, 100% free with no hidden charges. You only pay if you choose to proceed with a full application, and even then our consultation fee is disclosed upfront.
How accurate is the eligibility estimate? +
Our estimate is based on standard banking criteria used by major Pakistani banks. The final amount depends on your employment type, credit history, and the bank’s assessment, but our tool gives you a very accurate range.
What salary do I need to qualify? +
Generally, a minimum monthly income of PKR 25,000 is required. However, the higher your income, the larger the financing amount you qualify for. Run the check to see your specific range.
Do I need to provide personal documents? +
Not for the initial eligibility check. Just your monthly income. Documents are only needed if you decide to proceed with a full bank application, which we assist with.
How long does the application take? +
The eligibility check is 30 seconds. If you proceed to a full application with bank submission, it typically takes 4–8 weeks for approval depending on the bank and your documentation readiness.
Start Now — It’s Free
Your Dream Home Is Closer Than You Think
Check your estimated financing eligibility free in 30 seconds. No obligation, no paperwork, no stress.
✔ Free Forever✔ Instant Results✔ Zero Obligation
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Analyzing Your Eligibility
This will only take a moment…
Calculating your eligibility…
Checking financing range…
Matching homes in your budget…
🎉
Congratulations!
Based on your income, you may qualify for financing up to:
